Czech Banking in 4 Pictures

Banking | Czech Republic | November 24, 2014
Excel Sheet

Czech banks are one of the healtiest and most profitable in the world. When preparing an update on the 3rd quarter performance of Czech banks, we have made a simple comparison of the Czech banks with their peers. The picture (four of them, actually) remains pretty good:

- Czech banks are one of the most profitable in the world (with ROE of 14.2% in 2009-2013)

- they are well equiped for the future growth (loans at 65% of GDP only, deposits accounting for 75% of loans and capital adequacy at over 17% as of the end of 2013)

- risk is well-managed (NPLs at 5.2%) and banks remain cost-efficient (costs to income at 43%) in 2013

You can find all the statistics mentioned at We will provide more details of the 3Q performance in a few days.