D Commerce Bank's capital adequacy ratio reached 20.1% at the end of 2015, down from 22.6% when compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 26.8% in 2006 and an all time low of 13.3% in 2012.
The Tier 1 ratio amounted to 20.1% at the end of 2015, down from 22.6% compared to a year earlier.
Bank's loan to deposit ratio reached 57.4% at the end of 2015, up from 52.0% when compared to the previous year.
When compared to bank's main peers, United Bulgarian Bank ended the year 2015 with a capital adequacy ratio at 28.2% and loans to deposits of 82.4% and Raiffeisenbank Bulgaria with 36.5% and 74.8% respectively.