Equa Bank's non-performing loans reached 1.68% of total loans at the end of 2021-12-31, up from 1.51% compared to the previous year. Historically, the NPL ratio hit an all time high of 20.7% in 2012-03-31 and an all time low of 1.33% in 2020-09-30.
Provision coverage amounted to 76.1% at the end of 2021-12-31, down from 93.0% compared to a year earlier.
The bank created loan loss provisions worth of -0.864% of average loans in 2021-12-31. That's compared to 0.293% of loans the bank put aside to its cost on average in the last five years.
Comparing Equa Bank with its closest peers, Ceska Sporitelna operated at the end of 2021-12-31 with NPL ratio of 2.10% and provision coverage of 114%, CSOB with 1.95% and 49.4% respectively and Komercni Banka had 2.47% of bad loans covered with 51.6% by provisions at the end of 2021-12-31.
You can see all the bank’s data at Equa Bank Profile, or you can download a report on the bank in the report section.
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