Erste & Steiermarkische Bank's non-performing loans reached 12.6% of total loans at the end of 2017, up from 11.5% compared to the previous year. Historically, the NPL ratio hit an all time high of 18.6% in 2014 and an all time low of 3.92% in 2007.
Provision coverage amounted to 61.8% at the end of 2017, down from 62.3% compared to a year earlier.
The bank created loan loss provisions worth of 1.99% of average loans in 2017. That's compared to 2.13% of loans the bank put aside to its cost on average in the last five years.
Comparing Erste & Steiermarkische Bank with its closest peers, Zagrebacka Banka operated at the end of 2017 with NPL ratio of 11.4% and provision coverage of 73.4%, Splitska Banka with 13.0% and 93.1% respectively and Privredna Banka Zagreb had 8.96% of bad loans covered with 62.2% by provisions at the end of 2017.
You can see all the bank’s data at Erste & Steiermarkische Bank Profile, or you can download a report on the bank in the report section.
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