Erste Group Bank - Asset Quality

NPLs (As % Of Loans) & Provisions (As % Of NPLs)
Banking | Austria | August 12, 2019
$2.99
Excel Sheet

Erste Group Bank's non-performing loans reached 2.82% of total loans at the end of 2019-06-30, down from 3.58% compared to the previous year. Historically, the NPL ratio hit an all time high of 9.69% in 2013-06-30 and an all time low of 2.82% in 2019-06-30.

Provision coverage amounted to 75.1% at the end of 2019-06-30, up from 72.0% compared to a year earlier.

The bank created loan loss provisions worth of -0.019% of average loans in 2019-06-30. That's compared to -0.027% of loans the bank put aside to its cost on average in the last five years.

Comparing Erste Group Bank with its closest peers, OTP Group operated at the end of 2019-06-30 with NPL ratio of 5.52% and provision coverage of 122%.

You can see all the bank’s data at Erste Group Bank Profile, or you can download a report on the bank in the report section.

NPLs (As % Of Loans) Unit Sep 2017 Dec 2017 Mar 2018 Jun 2018 Sep 2018 Dec 2018 Mar 2019 Jun 2019
Erste Group Bank % 4.02% 3.74% 3.58% 3.51% 3.19%
Raiffeisen Bank Int. % 5.68% 5.68% 5.03% 4.66% 4.11%
AVERAGE % 5.53% 4.85% 4.71% 4.31% 4.08% 3.65% 3.46% 3.18%