Erste Group Bank - Interest Margin & Yields

Net Interest Margin & Interest Rates (%)
Banking | Austria | August 12, 2019
$3.99
Excel Sheet

Erste Group Bank's net interest margin amounted to 2.00% in 2018, down from 2.03% compared to the previous year.

Historically, the bank’s net interest margin reached an all time high of 2.68% in 2011 and an all time low of 1.49% in 2000. The average margin in the last five years amounted to 2.14%.

Average asset yield was 3.04% in 2018, up from 2.59% when compared to previous year. On the other hand, cost of funding amounted to 1.13% in 2018, up from 0.615%.

Comparing Erste Group Bank with its closest peers, OTP Group operated in 2018 with a net interest margin of 4.50% in 2018,.

You can see all the bank’s data at Erste Group Bank Profile, or you can download a report on the bank in the report section.

Net Interest Margin Unit 2011 2012 2013 2014 2015 2016 2017 2018
Bank Austria Group % 2.02% 2.05% 1.78% 1.77% 0.643% ...
BAWAG Group % ... ... ... 1.91% 2.02% 1.93% ...
Erste Bank Austria % 1.15% 1.33% 1.43% 1.50% 1.49% ...
Erste Bank Core Austria % 1.45% 1.32% 1.44% 1.53% 1.61% ...
Erste Group Bank % 2.47% 2.26% 2.27% 2.24% 2.15%
Erste Savings Banks % 1.70% 1.46% 1.58% 1.62% 1.64% ...
Kärntner Sparkasse % 1.63% 1.60% 1.79% 1.81% 1.84% ...
Oberbank % 1.58% 1.63% 1.78% 1.66% 1.65% ...
Raiffeisen Bank Int. % 2.45% 2.80% 3.01% 2.82% 2.57%
Raiffeisenlandesbank Burgenland % 0.632% 0.665% 0.863% 0.844% 0.871% ...
Raiffeisenlandesbank Karnten % ... ... ... ... 0.781% 0.748% ...
Raiffeisenlandesbank Niederosterreich-Wien % 0.499% 0.475% 0.599% 0.642% 0.652% ...
Raiffeisenlandesbank Oberosterreich % 1.07% 1.09% 0.853% 1.10% 0.966% ...
Raiffeisenlandesbank Steiermark % 0.744% 0.736% 0.756% 0.992% 0.902% ...
Raiffeisenlandesbank Tirol % 0.800% 0.782% 0.763% 0.702% 0.706% ...
Raiffeisenlandesbank Vorarlberg % ... ... ... 0.470% 0.507% 0.478% ...
Raiffeisenverband Salzburg % 0.743% 0.821% 0.861% 0.893% 0.872% ...
Salzburger Sparkasse % 1.26% 1.38% 1.59% 1.57% 1.64% ...
Sparkasse Oberosterreich % 1.30% 1.45% 1.47% 1.53% 1.53% ...
Steiermarkische Sparkasse % 1.72% 1.67% 1.74% 1.73% 1.67% ...
AVERAGE % 1.51% 1.37% 1.38% 1.42% 1.41% 1.33% 1.28% 2.22%