Erste Group Bank's capital adequacy ratio reached 18.4% at the end of second quarter of 2019, up from 18.2% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 18.7% in 2Q2017 and an all time low of 9.40% in 3Q2008.
The Tier 1 ratio amounted to 14.9% at the end of second quarter of 2019, up from 13.5% compared to the same period of last year and up from 14.5% when compared to the the previous quarter.
Bank's loan to deposit ratio reached 88.4% at the end of 2Q2019, down from 89.0% when compared to the same period of last year. Some 10 years ago, loan to deposit ratio of the bank amounted to 109%.
When compared to bank's main peers, OTP Group ended the second quarter of 2019 with a capital adequacy ratio at 17.4% and loans to deposits of 74.6%.