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Erste Group Bank - Quarterly Cost of Risk

Cost of Risk vs. Interest Spread (%)
Banking | Austria | October 31, 2023
Excel Sheet

Erste Group Bank's Cost of Risk (loan loss provisions as % of total assets) amounted to 0.186% in the third quarter of 2023, up from -0.010% when compared to the previous quarter.

Historically, the bank’s cost of risk reached an all time high of 1.78% in 3Q2014 and an all time low of -0.134% in 1Q2018. The average cost of risk in the last six quarters amounted to 0.074%.

On the other hand, average asset yield was 5.97% in 3Q2023, up from 3.64% when compared to the same period last year. Cost of funding amounted to 4.11% in 3Q2023, up from 1.91%.

You can see all the bank’s data at Erste Group Bank Profile, or you can download a report on the bank in the report section.