Expobank Czech Republic's capital adequacy ratio reached 28.2% at the end of fourth quarter of 2017, up from 27.2% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 28.5% in 4Q2016 and an all time low of 12.4% in 3Q2007.
The Tier 1 ratio amounted to 28.2% at the end of fourth quarter of 2017, down from 28.5% compared to the same period of last year and up from 27.2% when compared to the the previous quarter.
Bank's loan to deposit ratio reached 56.2% at the end of 4Q2017, down from 67.0% when compared to the same period of last year. Some 10 years ago, loan to deposit ratio of the bank amounted to 181%.
When compared to bank's main peers, Ceska Sporitelna ended the fourth quarter of 2017 with a capital adequacy ratio at 18.7% and loans to deposits of 72.3%, CSOB with 17.2% and 77.7% respectively and Komercni Banka some 18.6% in terms of capital adequacy and 78.5% of loans to deposits at the end of the fourth quarter of 2017.