Expobank Czech Republic's Cost of Risk (loan loss provisions as % of total assets) amounted to -0.597% in the third quarter of 2021, down from -0.219% when compared to the previous quarter.
Historically, the bank’s cost of risk reached an all time high of 37.6% in 4Q2008 and an all time low of -1.93% in 3Q2014. The average cost of risk in the last six quarters amounted to 0.032%.
On the other hand, average asset yield was 2.85% in 3Q2021, up from 2.13% when compared to the same period last year. Cost of funding amounted to 0.494% in 3Q2021, up from 0.446%.
When compared to bank's main peers, Ceska Sporitelna operated in the third quarter of 2021 with a cost of risk of 0.107% CSOB reached -0.266% and Komercni Banka some 0.015%.
You can see all the bank’s data at Expobank Czech Republic Profile, or you can download a report on the bank in the report section.
| Cost of Risk | Unit | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 |
| Air Bank | % | ... | ... | ... | ... | ... | ... | ... | ... | -0.432% | 0.265% | 0.440% | -0.038% | 0.095% | ... | ||||||||||||||||||||||||||||||||||||
| Banka Creditas | % | 0.458% | 0.085% | 0.015% | -0.126% | 0.146% | ... | ||||||||||||||||||||||||||||||||||||||||||||
| Ceska Sporitelna | % | 0.709% | 0.267% | 0.847% | 0.161% | 0.038% | |||||||||||||||||||||||||||||||||||||||||||||
| CSOB | % | 1.09% | 0.103% | 0.143% | -0.072% | -0.274% | |||||||||||||||||||||||||||||||||||||||||||||
| CSOB Stavebni Sporitelna | % | 1.13% | 0.354% | -0.614% | -0.075% | -0.367% | ... | ||||||||||||||||||||||||||||||||||||||||||||
| Equa Bank | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.03% | 0.874% | 0.731% | 0.271% | 0.518% | ... | ||||||||||||||||||||||||||||||||||
| Expobank Czech Republic | % | 0.089% | 0.892% | -0.041% | 0.065% | -0.219% | ... | ||||||||||||||||||||||||||||||||||||||||||||
| Fio banka | % | ... | ... | ... | ... | ... | ... | 0.325% | 0.252% | 0.419% | 0.085% | -0.160% | ... | ||||||||||||||||||||||||||||||||||||||
| Hypotecni Banka | % | 0.394% | 0.218% | -0.809% | -0.049% | -0.092% | ... | ||||||||||||||||||||||||||||||||||||||||||||
| J&T Banka | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.412% | 1.22% | 1.40% | 0.448% | -0.615% | ... | ||||||||||
| Komercni Banka | % | 0.506% | 0.531% | 0.401% | 0.183% | 0.025% | |||||||||||||||||||||||||||||||||||||||||||||
| Modra Pyramida Stavebni Sporitelna | % | 0.195% | 0.352% | 0.336% | 0.038% | 0.170% | ... | ||||||||||||||||||||||||||||||||||||||||||||
| MONETA Money Bank | % | 2.28% | 0.690% | 0.631% | 0.527% | 0.422% | |||||||||||||||||||||||||||||||||||||||||||||
| Moneta Stavebni Sporitelna | % | 0.871% | -2.44% | 2.15% | -0.214% | -0.138% | ... | ||||||||||||||||||||||||||||||||||||||||||||
| PPF Banka | % | 0.749% | 0.356% | 2.73% | -1.52% | 1.28% | ... | ||||||||||||||||||||||||||||||||||||||||||||
| Raiffeisen Stavebni Sporitelna | % | -1.28% | 0.067% | 1.02% | -0.238% | -0.102% | ... | ||||||||||||||||||||||||||||||||||||||||||||
| Raiffeisenbank Czech Republic | % | 0.151% | 0.390% | 0.531% | -0.036% | -0.177% | ... | ||||||||||||||||||||||||||||||||||||||||||||
| Sberbank Czech Republic | % | 0.967% | 0.376% | 0.875% | 0.181% | 0.316% | ... | ||||||||||||||||||||||||||||||||||||||||||||
| Stavebni Sporitelna Ceske Sporitelny | % | -0.073% | 0.142% | 0.279% | 0.453% | -0.400% | ... | ||||||||||||||||||||||||||||||||||||||||||||
| Trinity Bank | % | 0.640% | 1.19% | -0.113% | 0.189% | -0.015% | ... | ... | |||||||||||||||||||||||||||||||||||||||||||
| UniCredit Bank Czecho-Slovakia | % | 0.075% | 0.149% | 0.693% | 0.272% | -0.123% | ... | ||||||||||||||||||||||||||||||||||||||||||||
| Wustenrot Hypotecni banka | % | 0.144% | 0.227% | -1.03% | ... | ... | ... | ... | |||||||||||||||||||||||||||||||||||||||||||
| AVERAGE | % | 0.693% | 1.06% | 0.486% | 0.436% | 1.10% | 0.008% | 0.527% | 0.512% | 0.527% | 0.808% | 0.614% | 0.153% | 0.047% | 0.719% | 0.718% | 0.509% | 0.715% | 0.837% | 0.525% | 0.386% | 0.335% | 0.477% | 0.274% | 0.198% | 0.298% | 0.429% | 0.231% | 0.310% | 0.488% | 0.180% | 0.140% | 0.095% | 0.227% | 0.121% | 0.018% | 0.049% | 0.202% | 0.225% | -0.018% | -0.086% | 0.098% | -0.004% | 0.274% | 0.474% | 0.299% | 0.501% | 0.024% | 0.016% | -0.026% | 0.080% |
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