FHB Bank's non-performing loans reached 23.5% of total loans at the end of 2017, down from 26.8% when compared to the previous year. Historically, the NPL ratio hit an all time high of 26.8% in 2016 and an all time low of 0.278% in 2003.
Provision coverage amounted to 17.5% at the end of 2017, down from 25.5% compared to a year earlier.
The bank created loan loss provisions worth of 1.58% of average loans in 2017. That's compared to 2.70% of loans the bank put aside to its cost on average in the last five years.
When compared to bank's main peers, OTP Group operated at the end of 2017 with NPL ratio of 9.20% and provision coverage of 99.3%.