First Investment Bank's net interest margin amounted to 2.90% in 2017, down from 3.55% compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 3.61% in 2007 and an all time low of 2.30% in 2013. The average margin in the last five years amounted to 3.01%.
Average asset yield was 3.96% in 2017, down from 4.91% when compared to previous year. On the other hand, cost of funding amounted to 1.18% in 2017, down from 1.49%.
Comparing First Investment Bank with its closest peers, DSK Bank operated in 2017 with a net interest margin of 3.91% in 2017, United Bulgarian Bank reached 3.16% and Raiffeisenbank Bulgaria some 3.00%.
You can see all the bank’s data at First Investment Bank Profile, or you can download a report on the bank in the report section.
| Net Interest Margin | Unit | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| Allianz Bank Bulgaria | % | 3.11% | 2.78% | 2.93% | 3.06% | 3.27% | |||
| BNP Paribas Bulgaria | % | 2.41% | 2.02% | 1.41% | 1.10% | 0.999% | |||
| Bulgarian Development Bank | % | 3.77% | 3.32% | 3.10% | 2.88% | 2.95% | |||
| Bulgarian-American Credit Bank | % | 2.31% | 0.285% | 0.768% | 1.54% | 2.05% | |||
| Central Cooperative Bank | % | 2.01% | 1.64% | 1.54% | 1.29% | 1.77% | |||
| Cibank | % | 2.54% | 2.32% | 2.55% | 3.10% | 3.12% | |||
| Citibank Bulgaria | % | 2.67% | 2.82% | 1.24% | 0.725% | 0.537% | |||
| Commercial Bank Victoria | % | 3.23% | 2.70% | 2.56% | 3.91% | 1.82% | |||
| Corporate Commercial Bank | % | 2.40% | 2.01% | 1.43% | 1.83% | ... | ... | ... | |
| D Commerce Bank | % | 2.15% | 2.14% | 2.29% | 2.45% | 2.86% | |||
| DSK Bank | % | 6.09% | 5.79% | 5.33% | 5.32% | 5.28% | |||
| Eurobank Bulgaria | % | 3.96% | 3.61% | 3.45% | 3.57% | 3.98% | |||
| First Investment Bank | % | 2.90% | 2.33% | 2.30% | 3.32% | 2.98% | |||
| ING Bank Bulgaria | % | 2.55% | 1.96% | 1.35% | 1.55% | 1.66% | |||
| International Asset Bank | % | 1.32% | 1.52% | 1.09% | 1.42% | 1.53% | |||
| Investbank | % | 1.53% | 1.08% | 0.253% | 0.398% | 1.06% | |||
| Isbank Bulgaria | % | ... | -0.569% | 2.68% | 2.22% | 1.40% | 1.43% | ||
| Municipal Bank | % | 3.13% | 3.20% | 2.91% | 2.14% | 2.34% | |||
| Piraeus Bank Bulgaria | % | 4.12% | 3.59% | 2.86% | 2.21% | 1.84% | |||
| Procredit Bank Bulgaria | % | 6.20% | 5.73% | 5.36% | 4.91% | 4.69% | |||
| Raiffeisenbank Bulgaria | % | 4.27% | 3.66% | 3.74% | 3.95% | 3.42% | |||
| Societe Generale Expressbank | % | 3.85% | 3.41% | 3.19% | 3.06% | 2.89% | |||
| TBI Bank | % | 2.75% | 5.74% | 9.56% | 7.77% | 8.95% | |||
| Texim Bank Bulgaria | % | -0.088% | -0.981% | 1.99% | 3.37% | 3.11% | |||
| Tokuda Bank | % | 1.93% | 2.14% | 1.79% | 1.61% | 2.02% | |||
| UniCredit Bulbank | % | 3.82% | 3.31% | 3.51% | 3.59% | 3.32% | |||
| United Bulgarian Bank | % | 4.25% | 3.49% | 3.25% | 3.62% | 3.92% | |||
| Ziraat Bank Bulgaria | % | 3.92% | 4.38% | 4.14% | 3.61% | 3.90% | |||
| AVERAGE | % | 3.61% | 2.95% | 2.81% | 2.79% | 2.81% | 2.88% | 2.93% | 2.82% |
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