Garanti Bank's net interest margin amounted to 4.69% in 2017, up from 4.14% compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 5.23% in 2009 and an all time low of -1.21% in 2001. The average margin in the last five years amounted to 4.03%.
Average asset yield was 8.49% in 2017, up from 7.64% when compared to previous year. On the other hand, cost of funding amounted to 4.29% in 2017, up from 3.95%.
Comparing Garanti Bank with its closest peers, Isbank operated in 2017 with a net interest margin of 3.70% in 2017, Yapi Kredi Bank reached 3.29% and VakifBank some 3.59%.
You can see all the bank’s data at Garanti Bank Profile, or you can download a report on the bank in the report section.
| Net Interest Margin | Unit | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| Akbank | % | 3.21% | 3.55% | 3.58% | 3.51% | 3.31% | |||
| Alternatifbank | % | 3.87% | 5.87% | 4.01% | 4.20% | 3.86% | |||
| Anadolubank | % | 4.97% | 6.87% | 4.54% | 4.22% | 3.69% | |||
| Burgan Bank | % | 2.13% | 3.84% | 2.65% | 2.77% | 2.97% | |||
| Citibank Turkey | % | 4.58% | 6.31% | 4.44% | 7.35% | 5.09% | |||
| DenizBank | % | 4.78% | 4.88% | 4.42% | 4.17% | 3.94% | |||
| Fibabanka | % | 3.70% | 4.16% | 3.27% | 4.10% | 3.71% | |||
| Garanti Bank | % | 3.47% | 3.73% | 3.55% | 3.82% | 3.94% | |||
| Halkbank | % | 3.81% | 4.56% | 3.99% | 3.57% | 3.41% | |||
| HSBC Bank Turkey | % | 4.57% | 5.62% | 3.78% | 3.39% | 3.09% | |||
| ICBC Turkey Bank | % | 3.08% | 4.27% | 3.34% | 4.61% | 3.00% | |||
| ING Bank Turkey | % | 4.54% | 5.90% | 4.27% | 4.60% | 4.18% | |||
| Intesa Sanpaolo Turkey | % | ... | ... | ... | ... | 8.58% | 3.27% | ||
| Isbank | % | 3.11% | 3.54% | 3.47% | 3.48% | 3.38% | |||
| Odea Bank | % | ... | ... | 0.881% | 1.25% | 2.68% | 3.04% | ||
| QNB Finansbank | % | 4.70% | 5.79% | 4.70% | 4.22% | 4.41% | |||
| Sekerbank | % | 4.54% | 6.03% | 5.03% | 5.19% | 4.78% | |||
| Turk Ekonomi Bankasi | % | 4.63% | 4.36% | 3.98% | 4.32% | 4.61% | |||
| Turkland Bank | % | 3.36% | 4.31% | 3.05% | 3.80% | 3.03% | |||
| VakifBank | % | 3.44% | 4.06% | 3.86% | 3.21% | 3.25% | |||
| Yapi Kredi Bank | % | 3.11% | 3.51% | 3.10% | 2.91% | 2.87% | |||
| Ziraat Bank | % | 3.36% | 4.27% | 4.18% | 3.94% | 4.01% | |||
| AVERAGE | % | 4.64% | 3.85% | 4.59% | 3.74% | 4.21% | 3.67% | 3.49% | 3.97% |
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