Garanti Bank - Interest Margin & Yields

Net Interest Margin & Interest Rates (%)
Banking | Turkey | June 22, 2018
$3.99
Excel Sheet

Garanti Bank's net interest margin amounted to 4.69% in 2017, up from 4.14% when compared to the previous year.

Historically, the bank’s net interest margin reached an all time high of 5.23% in 2009 and an all time low of -1.21% in 2001. The average margin in the last five years amounted to 4.03%.

Average asset yield was 8.49% in 2017, up from 7.64% when compared to previous year. On the other hand, cost of funding amounted to 4.29% in 2017, up from 3.95%.

When compared to bank's main peers, Isbank operated in 2017 with a net interest margin of 3.70% in 2017, Yapi Kredi Bank reached 3.29% and VakifBank some 3.59%.

You can see all the bank’s data at Garanti Bank Profile, or you can download a report on the bank in the report section.

Net Interest Margin Unit 2010 2011 2012 2013 2014 2015 2016 2017
Akbank % 3.21% 3.55% 3.58% 3.51% 3.31%
Alternatifbank % 3.87% 5.87% 4.01% 4.20% 3.86%
Anadolubank % 4.97% 6.87% 4.54% 4.22% 3.69%
Burgan Bank % 2.13% 3.84% 2.65% 2.77% 2.97%
Citibank Turkey % 4.58% 6.31% 4.44% 7.35% 5.09%
DenizBank % 4.78% 4.88% 4.42% 4.17% 3.94%
Fibabanka % 3.70% 4.16% 3.27% 4.10% 3.71%
Garanti Bank % 3.47% 3.73% 3.55% 3.82% 3.94%
Halkbank % 3.81% 4.56% 3.99% 3.57% 3.41%
HSBC Bank Turkey % 4.57% 5.62% 3.78% 3.39% 3.09%
ICBC Turkey Bank % 3.08% 4.27% 3.34% 4.61% 3.00%
ING Bank Turkey % 4.54% 5.90% 4.27% 4.60% 4.18%
Intesa Sanpaolo Turkey % ... ... ... ... 8.58% 3.27%
Isbank % 3.11% 3.54% 3.47% 3.48% 3.38%
Odea Bank % ... ... 0.881% 1.25% 2.68% 3.04%
QNB Finansbank % 4.70% 5.79% 4.70% 4.22% 4.41%
Sekerbank % 4.54% 6.03% 5.03% 5.19% 4.78%
Turk Ekonomi Bankasi % 4.63% 4.36% 3.98% 4.32% 4.61%
Turkland Bank % 3.36% 4.31% 3.05% 3.80% 3.03%
VakifBank % 3.44% 4.06% 3.86% 3.21% 3.25%
Yapi Kredi Bank % 3.11% 3.51% 3.10% 2.91% 2.87%
Ziraat Bank % 3.36% 4.27% 4.18% 3.94% 4.01%
AVERAGE % 4.64% 3.85% 4.59% 3.74% 4.21% 3.67% 3.49% 3.97%