Halkbank's non-performing loans reached 2.97% of total loans at the end of 2017, down from 3.23% when compared to the previous year. Historically, the NPL ratio hit an all time high of 21.6% in 2004 and an all time low of 2.60% in 2013.
Provision coverage amounted to 105% at the end of 2017, down from 106% compared to a year earlier.
The bank created loan loss provisions worth of 0.613% of average loans in 2017. That's compared to 0.993% of loans the bank put aside to its cost on average in the last five years.