HDBank - Asset Quality

NPLs (As % Of Loans) & Provisions (As % Of NPLs)
Banking | Vietnam | March 1, 2020
$2.99
Excel Sheet

HDBank's non-performing loans reached 1.36% of total loans at the end of 2019-12-31, down from 1.53% compared to the previous year. Historically, the NPL ratio hit an all time high of 1.63% in 2018-03-31 and an all time low of 1.36% in 2019-12-31.

Provision coverage amounted to 81.4% at the end of 2019-12-31, up from 71.1% compared to a year earlier.

The bank created loan loss provisions worth of 1.15% of average loans in 2019-12-31. That's compared to 0.998% of loans the bank put aside to its cost on average in the last five years.

You can see all the bank’s data at HDBank Profile, or you can download a report on the bank in the report section.

NPLs (As % Of Loans) Unit Mar 2018 Jun 2018 Sep 2018 Dec 2018 Mar 2019 Jun 2019 Sep 2019 Dec 2019
Asia Commercial Bank % 0.783% 0.837% 0.727% 0.684% 0.661%
BIDV % 1.49% 1.76% 1.90% 1.74% 1.98%
HDBank % 1.43% 1.50% 1.53% 1.45% 1.44%
MBBank % 1.28% 1.57% 1.33% 1.41% 1.26%
Sacombank % 3.70% 3.18% 2.13% 2.14% 2.04%
SHB Bank % 2.70% 2.75% 2.40% 2.40% 2.92%
Techcombank % 2.04% 2.05% 1.75% 1.78% 1.78%
TPBank % 1.17% 1.24% 1.12% 1.39% 1.50%
Vietcombank % 1.15% 1.18% 0.985% 1.03% 1.03%
VietinBank % 1.29% 1.36% 1.58% 1.85% 1.47%
Vietnam Export Import Bank % 2.20% 2.07% 1.85% 1.88% 1.77%
Vietnam Prosperity Bank % 4.07% 4.70% 3.50% 3.62% 3.43%
AVERAGE % 1.98% 1.94% 2.02% 1.73% 1.78% 1.77% 1.82% 1.52%