HDBank - Quarterly Interest Margin & Yields

Net Interest Margin & Interest Rates (%)
Banking | Vietnam | March 1, 2020
$3.99
Excel Sheet

HDBank's net interest margin amounted to 5.17% in the fourth quarter of 2019, up from 4.69% when compared to the previous quarter.

Historically, the bank’s net interest margin reached an all time high of 5.17% in 4Q2019 and an all time low of 3.73% in 3Q2018. The average margin in the last six quarters amounted to 4.37%.

Average asset yield was 9.70% in 4Q2019, up from 8.85% when compared to the same period last year. On the other hand, cost of funding amounted to 4.98% in 4Q2019, down from 5.08%.

You can see all the bank’s data at HDBank Profile, or you can download a report on the bank in the report section.

Net Interest Margin Unit Mar 2018 Jun 2018 Sep 2018 Dec 2018 Mar 2019 Jun 2019 Sep 2019 Dec 2019
Asia Commercial Bank % 3.27% 3.31% 3.66% 3.44% 3.39%
BIDV % 2.66% 2.58% 2.91% 2.58% 2.66%
HDBank % 4.00% 3.73% 4.18% 3.88% 4.56%
MBBank % 4.35% 4.30% 4.70% 4.44% 4.52%
Sacombank % 1.82% 2.06% 2.09% 2.37% 1.87%
SHB Bank % 1.47% 1.56% 2.85% 1.65% 2.04%
Techcombank % 3.49% 4.07% 3.74% 4.15% 3.64%
TPBank % 3.44% 3.53% 3.83% 3.72% 3.94%
Vietcombank % 2.75% 3.01% 3.09% 3.17% 3.16%
VietinBank % 2.56% 2.60% 0.270% 2.75% 2.89%
Vietnam Export Import Bank % 2.31% 2.19% 2.40% 2.19% 2.16%
Vietnam Prosperity Bank % 8.84% 8.15% 8.41% 8.41% 9.14%
AVERAGE % 3.42% 3.42% 3.42% 3.51% 3.56% 3.66% 3.76% 3.75%