Home Credit Group's net interest margin amounted to 13.3% in 2017, up from 12.6% when compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 21.9% in 2008 and an all time low of 12.6% in 2016. The average margin in the last five years amounted to 15.2%.
Average asset yield was 19.4% in 2017, up from 18.0% when compared to previous year. On the other hand, cost of funding amounted to 6.74% in 2017, up from 6.14%.