Home Credit N.V. - Interest Margin & Yields

Net Interest Margin & Interest Rates (%)
Consumer Finance | Netherlands | August 1, 2019
$3.99
Excel Sheet

Home Credit N.V.'s net interest margin amounted to 14.3% in 2018, up from 13.4% compared to the previous year.

Historically, the bank’s net interest margin reached an all time high of 21.9% in 2008 and an all time low of 12.5% in 2016. The average margin in the last five years amounted to 14.3%.

Average asset yield was 20.4% in 2018, up from 19.5% when compared to previous year. On the other hand, cost of funding amounted to 6.83% in 2018, up from 6.74%.

Comparing Home Credit N.V. with its closest peers, Aeon Credit Service Asia operated in 2018 with a net interest margin of 17.1% in 2018, MONETA Money Bank reached 3.64% and China Merchants Bank some 2.46%.

You can see all the bank’s data at Home Credit N.V. Profile, or you can download a report on the bank in the report section.

Net Interest Margin Unit 2011 2012 2013 2014 2015 2016 2017 2018
Home Credit N.V. % 15.4 18.8 16.8 14.3 12.5