Home Credit N.V. made a net profit of EUR 498 mil in 2018, up 81.1% compared to the previous year. This implies a return on equity of 21.0%.
Historically, the bank’s net profit reached an all time high of EUR 506 mil in 2012 and an all time low of EUR -56.9 mil in 2014. The average profit in the last five years amounted to EUR 181 mil.
The bank generated its shareholders an average return on equity of 9.29% in the last five years with maximum at 21.0% and minimum at -4.11%
Comparing Home Credit N.V. with its closest peers, Aeon Credit Service Asia generated a net profit of EUR 437 mil with ROE of 14.1% in 2018, MONETA Money Bank netted EUR 4,200 mil (ROE of 16.5%) and China Merchants Bank announced a net profit of EUR 80,560 mil implying ROE of 15.7%.
Home Credit N.V. has been ranked 24th within the group of 146 banks we follow in terms of return on equity in 2018.