Hrvatska Postanska Banka - Interest Margin & Yields

Net Interest Margin & Interest Rates (%)
Banking | Croatia | August 01, 2018
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Excel Sheet

Hrvatska Postanska Banka's net interest margin amounted to 2.71% in 2017, down from 2.76% compared to the previous year.

Historically, the bank’s net interest margin reached an all time high of 4.47% in 2004 and an all time low of 2.51% in 2009. The average margin in the last five years amounted to 2.76%.

Average asset yield was 3.41% in 2017, down from 3.89% when compared to previous year. On the other hand, cost of funding amounted to 0.776% in 2017, down from 1.26%.

Comparing Hrvatska Postanska Banka with its closest peers, Zagrebacka Banka operated in 2017 with a net interest margin of 2.80% in 2017, Splitska Banka reached 2.82% and Privredna Banka Zagreb some 2.94%.

You can see all the bank’s data at Hrvatska Postanska Banka Profile, or you can download a report on the bank in the report section.

Net Interest Margin Unit 2010 2011 2012 2013 2014 2015 2016 2017
Addiko Bank Croatia % 2.23% 1.72% 1.91% 1.58% 1.60%
Croatia Banka % 2.51% 2.02% 1.90% 2.12% 2.15%
Erste & Steiermarkische Bank % 3.69% 3.26% 3.01% 3.08% 3.11%
Hrvatska Postanska Banka % 3.11% 2.83% 2.58% 2.86% 2.89%
Imex Banka % 4.42% 2.56% 2.66% 2.83% 2.28%
Istarska Kreditna Banka Umag % 2.85% 2.40% 2.30% 2.15% 2.53%
J&T Banka Croatia % 3.64% 2.54% 2.52% 1.15% 1.84%
Jadranska Banka % 2.46% 1.63% 2.12% 1.54% 1.58%
Karlovacka Banka % ... ... ... ... 2.15% 1.93%
KentBank % 3.96% 3.50% 3.71% 3.32% 3.11%
Kreditna Banka Zagreb % 3.14% 2.61% 2.05% 1.99% 1.66%
OTP Bank Croatia % 3.24% 3.25% 3.08% 2.73% 3.13%
Partner Banka % 3.83% 3.53% 2.54% 2.92% 2.69%
PBZ Stambena Stedionica % 1.49% 1.67% 1.93% 1.94% 1.91%
Podravska Banka % 3.84% 3.16% 2.70% 2.78% 2.83%
Privredna Banka Zagreb % 3.41% 3.28% 3.16% 3.31% 2.89%
Raiffeisen Stambena Stedionica % 1.95% 1.97% 1.91% 1.94% 1.87%
Raiffeisenbank Croatia % 3.19% 3.08% 3.22% 3.28% 2.91%
Sberbank Croatia % 2.86% 2.42% 2.44% 2.73% 2.57%
Slatinska Banka % 2.92% 2.65% 2.63% 2.64% 2.13%
Splitska Banka % 3.20% 2.93% 2.39% 2.55% 2.85%
Wustenrot Stambena Stedionica % 2.86% 2.90% 2.54% 2.42% 2.14%
Zagrebacka Banka % 3.03% 2.64% 2.49% 2.56% 2.69%
AVERAGE % 2.99% 3.08% 2.66% 2.54% 2.46% 2.40% 2.43% 2.50%