HSBC's non-performing loans reached 1.27% of total loans at the end of 2019-09-30, down from 1.40% compared to the previous year. Historically, the NPL ratio hit an all time high of 4.79% in 2010-12-31 and an all time low of 1.27% in 2019-09-30.
Provision coverage amounted to 66.0% at the end of 2019-09-30, up from 61.0% compared to a year earlier.
The bank created loan loss provisions worth of 0.346% of average loans in 2019-09-30. That's compared to 0.271% of loans the bank put aside to its cost on average in the last five years.