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Hypotecni Banka - Asset Quality

NPLs (As % Of Loans) & Provisions (As % Of NPLs)
Banking | Czechia | August 28, 2023
Excel Sheet

Hypotecni Banka's non-performing loans reached 0.570% of total loans at the end of 2023-06-30, down from 0.664% compared to the previous year. Historically, the NPL ratio hit an all time high of 6.72% in 2000-06-30 and an all time low of 0.570% in 2023-06-30.

Provision coverage amounted to 33.6% at the end of 2023-06-30, up from 27.7% compared to a year earlier.

The bank created loan loss provisions worth of -0.043% of average loans in 2023-06-30. That's compared to 0.017% of loans the bank put aside to its cost on average in the last five years.

Comparing Hypotecni Banka with its closest peers, Ceska Sporitelna operated at the end of 2023-06-30 with NPL ratio of 1.80% and provision coverage of 117%, CSOB with 1.52% and 45.8% respectively and Komercni Banka had 2.09% of bad loans covered with 51.3% by provisions at the end of 2023-06-30.

You can see all the bank’s data at Hypotecni Banka Profile, or you can download a report on the bank in the report section.