Hypotecni Banka's capital adequacy ratio reached 37.3% at the end of 2017, up from 33.5% when compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 43.5% in 2012 and an all time low of 33.5% in 2016.
The Tier 1 ratio amounted to 37.3% at the end of 2017, up from 32.9% compared to a year earlier.
Bank's loan to deposit ratio reached 114% at the end of 2017, up from 112% when compared to the previous year.
When compared to bank's main peers, Ceska Sporitelna ended the year 2017 with a capital adequacy ratio at 18.7% and loans to deposits of 72.3%, CSOB with 17.2% and 77.7% respectively and Komercni Banka some 18.6% in terms of capital adequacy and 78.5% of loans to deposits at the end of 2017.