Hypotecni Banka - Interest Margin & Yields

Net Interest Margin & Interest Rates (%)
Banking | Czech Republic | May 02, 2018
$3.99
Excel Sheet

Hypotecni Banka's net interest margin amounted to 1.43% in 2017, down from 1.80% compared to the previous year.

Historically, the bank’s net interest margin reached an all time high of 3.17% in 2000 and an all time low of 1.43% in 2017. The average margin in the last five years amounted to 1.90%.

Average asset yield was 2.47% in 2017, down from 2.86% when compared to previous year. On the other hand, cost of funding amounted to 1.20% in 2017, down from 1.23%.

Comparing Hypotecni Banka with its closest peers, Ceska Sporitelna operated in 2017 with a net interest margin of 2.12% in 2017, CSOB reached 1.89% and Komercni Banka some 2.16%.

You can see all the bank’s data at Hypotecni Banka Profile, or you can download a report on the bank in the report section.

Net Interest Margin Unit 2011 2012 2013 2014 2015 2016 2017 2018
Air Bank % 2.53% 3.90% 5.30% 3.18% 2.51%
Banka Creditas % 4.40% 4.12% 3.35% 2.66% 2.79% ...
Ceska Sporitelna % 3.27% 2.95% 2.85% 2.78% 2.52% ...
Ceskomoravska Stavebni Sporitelna % 1.83% 1.54% 1.38% 1.62% 1.63% ...
Cofidis Czech Republic % 19.5% 17.3% 16.6% 13.8% 13.5%
CSOB % 2.67% 2.38% 2.50% 2.45% 2.18% ...
Equa Bank % 1.19% 1.87% 2.42% 2.65% 2.88% ...
Essox % 11.5% 11.5% 10.7% 10.4% 9.68%
Expobank Czech Republic % 1.89% 1.58% 1.40% 1.43% 1.57% ...
Fio banka % 0.796% 0.962% 0.749% 0.802% 0.624% ...
Hello Bank! % 13.4% 13.0% 13.3% 13.3% 13.3%
Home Credit Group % 15.4% 18.8% 16.8% 14.3% 12.5%
Hypotecni Banka % 2.37% 2.21% 2.12% 1.93% 1.80% ...
J&T Banka % 2.30% 1.84% 2.39% 2.14% 2.24% ...
Komercni Banka % 2.85% 2.57% 2.36% 2.32% 2.32%
Modra Pyramida Stavebni Sporitelna % 2.12% 1.99% 1.90% 1.67% 1.68% ...
MONETA Money Bank % 6.51% 7.24% 6.75% 6.57% 5.74%
Moravsky Penezni Ustav % 1.99% 6.37% 4.27% 3.58% 2.39% ...
PPF Banka % 1.91% 2.13% 2.00% 2.50% 1.80% ...
Profi Credit Czech % 12.7% 13.4% 13.8% 16.9% 21.4%
Profireal Group % 24.0% 26.0% 29.8% 31.9% 24.8% ...
Provident Financial Czech Republic % 48.8% 47.6% 32.9% 48.0% 53.8%
Raiffeisen Stavebni Sporitelna % 1.50% 1.23% 1.11% 0.989% 1.22% ...
Raiffeisenbank Czech Republic % 3.12% 2.89% 2.84% 2.56% 2.23% ...
Sberbank Czech Republic % 2.28% 2.18% 2.43% 1.96% 2.07% ...
Stavebni Sporitelna Ceske Sporitelny % 1.45% 1.13% 1.27% 1.37% 1.15% ...
UniCredit Czech Republic % 2.04% 1.81% 2.07% 1.90% 1.68% ...
Wustenrot Hypotecni banka % 1.48% 1.52% 1.79% 1.92% 1.54% ...
Wustenrot Stavebni Sporitelna % 1.77% 1.41% 1.21% 1.53% 1.70% ...
AVERAGE % 5.41% 6.82% 7.01% 6.50% 6.87% 6.73% 6.24% 14.2%