Hypoteční Banka is the Czech Republic's largest mortgage lender with a share of over 20%. Despite being a 100% subsidiary of ČSOB, Hypoteční has kept its distinctive brand name and relatively high level of independence.
Despite being a pure mortgage lender (not accepting deposits or providing consumer or corporate loans), Hypoteční Banka held around 3-5% market share in terms of total banking revenues, assets, or profitability in the Czech banking system at the end of 2012.
In terms of lending only, the Bank held over 7% of total loans in the system, more than 15% in terms of retail lending and over 20% market share in residential mortgages at the end of 2012
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