Hypotecni Banka's capital adequacy ratio reached 37.3% at the end of fourth quarter of 2017, up from 36.5% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 56.4% in 2Q2008 and an all time low of 8.16% in 4Q2002.
The Tier 1 ratio amounted to 37.3% at the end of fourth quarter of 2017, up from 32.9% compared to the same period of last year and up from 36.5% when compared to the the previous quarter.
Bank's loan to deposit ratio reached 114% at the end of 4Q2017, up from 112% when compared to the same period of last year. Some 10 years ago, loan to deposit ratio of the bank amounted to 119%.
When compared to bank's main peers, Ceska Sporitelna ended the fourth quarter of 2017 with a capital adequacy ratio at 18.7% and loans to deposits of 72.3%, CSOB with 17.2% and 77.7% respectively and Komercni Banka some 18.6% in terms of capital adequacy and 78.5% of loans to deposits at the end of the fourth quarter of 2017.