Hypotecni Banka generated total banking revenues of CZK 1,053 mil in the fourth quarter of 2017, down 12.3% when compared to the same period of last year and 5.09% when compared to the previous quarter.
Historically, the bank’s revenues containing of interest, fee and other non-interest income reached an all time high of CZK 1,388 mil in 2Q2013 and an all time low of CZK -71.4 mil in 4Q2000. The average revenue in the last six quarters amounted to CZK 1,150 mil.
Net interest income represented 89.7% of total revenues, fee income contributed 11.4% and other non-interest income added further -1.07% to the overall revenue generation in 4Q2017.
Bank's total revenues accounted for 1.46% total assets in the fourth quarter of 2017, down from 1.83% a year earlier.
When compared to bank's main peers, Ceska Sporitelna generated total revenues of 2.87% of assets in 4Q2017 CSOB operated with 2.83% revenue margin and Komercni Banka produced total income worth 3.16% of assets.