Industrial & Commercial Bank of China's net interest margin amounted to 2.13% in 2018, up from 2.08% compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 2.85% in 2008 and an all time low of 1.75% in 2001. The average margin in the last five years amounted to 2.22%.
Average asset yield was 3.53% in 2018, up from 3.43% when compared to previous year. On the other hand, cost of funding amounted to 1.52% in 2018, up from 1.47%.
Comparing Industrial & Commercial Bank of China with its closest peers, Home Credit China operated in 2018 with a net interest margin of 17.2% in 2018, Qudian reached 15.7% and Lexin FinTech some 13.6%.
You can see all the bank’s data at Industrial & Commercial Bank of China Profile, or you can download a report on the bank in the report section.