ING Bank Slaski's capital adequacy ratio reached 16.7% at the end of fourth quarter of 2017, up from 15.1% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 17.4% in 3Q2013 and an all time low of 10.1% in 1Q2009.
The Tier 1 ratio amounted to 15.8% at the end of fourth quarter of 2017, up from 13.7% compared to the same period of last year and up from 14.1% when compared to the the previous quarter.
Bank's loan to deposit ratio reached 87.2% at the end of 4Q2017, up from 85.6% when compared to the same period of last year. Some 10 years ago, loan to deposit ratio of the bank amounted to 37.5%.
When compared to bank's main peers, PKO BP ended the fourth quarter of 2017 with a capital adequacy ratio at 17.4% and loans to deposits of 94.0%, Pekao SA with 17.1% and 87.5% respectively and Bank Zachodni WBK some 15.3% in terms of capital adequacy and 96.7% of loans to deposits at the end of the fourth quarter of 2017.