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ING Bank Slaski - Quarterly Cost of Risk

Cost of Risk vs. Interest Spread (%)
Banking | Poland | September 14, 2023
Excel Sheet

ING Bank Slaski's Cost of Risk (loan loss provisions as % of total assets) amounted to 0.346% in the second quarter of 2023, up from 0.155% when compared to the previous quarter.

Historically, the bank’s cost of risk reached an all time high of 4.17% in 4Q2001 and an all time low of -0.484% in 3Q2007. The average cost of risk in the last six quarters amounted to 0.404%.

On the other hand, average asset yield was 5.51% in 2Q2023, up from 4.51% when compared to the same period last year. Cost of funding amounted to 2.00% in 2Q2023, up from 0.953%.

When compared to bank's main peers, PKO BP operated in the second quarter of 2023 with a cost of risk of 2.33% Pekao reached 0.404% and Santander Bank Polska some 1.65%.

You can see all the bank’s data at ING Bank Slaski Profile, or you can download a report on the bank in the report section.