Interest Spread fell to 3.17% in Bosnia and Herzegovina in 2017

Interest Spread (%)
Banking | Bosnia and Herzegovina | May 17, 2019
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Interest spread, which is the difference between interest rate on loans and deposits reached -15.5 % in 2001 in Bosnia and Herzegovina, according to the National Central Bank. This is 590 % less than in the previous year.

Historically, interest spread, which is the difference between interest rate on loans and deposits in Bosnia and Herzegovina reached an all time high of 8.17 % in 2002 and an all time low of -28.7 % in 1998. When compared to Bosnia and Herzegovina's main peers, interest spread, which is the difference between interest rate on loans and deposits in Croatia amounted to 6.32 %, 5.33 % in Italy and 26.0 % in Serbia in 2001.

Bosnia and Herzegovina has been ranked 133rd within the group of 134 countries we follow in terms of interest spread, which is the difference between interest rate on loans and deposits.

Interest rate spread is the interest rate charged by banks on loans to prime customers minus the interest rate paid by commercial banks for demand, time, or savings deposits.

Interest Spread (Difference Between Interest Rate on Loans and Deposits) Unit 2009 2010 2011 2012 2013 2014 2015 2016 2017
Albania % 6.57% 5.46% 5.66% 6.74% 7.33%
Austria % 3.37% 3.55% 4.03% 4.38% 4.49% ...
Bosnia and Herzegovina % 4.64% 4.15% 4.03% 3.98% 3.73%
Croatia % 7.99% 7.60% 7.73% 7.23% 4.79% ...
France % 3.96% 4.00% 4.18% 4.92% 5.16% ...
Hungary % 2.83% 2.73% 2.53% 2.67% 1.79%
Italy % 2.36% 2.35% 3.00% 3.26% 2.93% ...
Montenegro % 6.48% 6.30% 6.48% 7.27% 7.48% ...
Romania % 5.83% 5.82% 5.97% 5.45% 4.88%
Serbia % -6.67% -8.05% -9.04% -8.02% -8.61% ... ...
Slovenia % 2.94% 2.71% 3.17% 4.03% 4.00% ...
Switzerland % 2.66% 2.65% 2.66% 2.66% 2.82%