Interest spread, which is the difference between interest rate on loans and deposits rose 8.76% to 11.6% in Uganda in 2017, according to the National Central Bank.
Historically, interest spread, which is the difference between interest rate on loans and deposits in Uganda reached an all time high of 14.7% in 1987 and an all time low of 1.92% in 1984. When compared to Uganda's main peers, interest spread, which is the difference between interest rate on loans and deposits in Kenya amounted to 5.99%, 11.2% in Rwanda, 9.38% in South Sudan and 16.4% in Dem. Republic of the Congo in 2017.
Uganda has been ranked 11th within the group of 102 countries we follow in terms of interest spread, which is the difference between interest rate on loans and deposits, 17 places above the position seen 10 years ago.
| Interest Spread (Difference Between Interest Rate on Loans and Deposits) | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
| Angola | % | 12.7% | 12.9% | 13.6% | 10.2% | 9.46% | ||||||||||||||||
| Burundi | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Central African Republic | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||||||||||
| Congo | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||||||||||
| Dem. Republic of the Congo | % | ... | ... | ... | ... | ... | ... | ... | ... | 14.7% | 14.7% | 15.7% | 15.7% | 16.4% | ||||||||
| Ethiopia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||||||||||
| Kenya | % | 8.67% | 8.14% | 6.90% | 7.87% | 5.99% | ||||||||||||||||
| Rwanda | % | 7.39% | 9.02% | 9.09% | 9.38% | 9.46% | ||||||||||||||||
| Somalia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| South Sudan | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 12.2% | 17.3% | 12.6% | 9.35% | 9.42% | |||
| Sudan | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Tanzania | % | 5.89% | 6.44% | 6.21% | 5.46% | 6.59% | ||||||||||||||||
| Uganda | % | 11.2% | 10.8% | 9.83% | 10.6% | 11.6% | ... | |||||||||||||||
| Zambia | % | 3.03% | 3.70% | 4.26% | 4.72% | 3.49% |
Helgi Analytics 
