Interest Spread rose to 4.68% in Romania in 2017

Interest Spread (%)
Banking | Romania | May 17, 2019
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Excel Sheet

Interest spread, which is the difference between interest rate on loans and deposits reached 43.9 % in 1993 in Romania, according to the National Central Bank. This is 839 % more than in the previous year.

Historically, interest spread, which is the difference between interest rate on loans and deposits in Romania reached an all time high of 43.9 % in 1993 and an all time low of 4.60 % in 2016. When compared to Romania's main peers, interest spread, which is the difference between interest rate on loans and deposits in Bulgaria amounted to 34.3 %, 9.78 % in Hungary and 35.6 % in Ukraine in 1993.

Romania has been ranked 6th within the group of 113 countries we follow in terms of interest spread, which is the difference between interest rate on loans and deposits.

Interest rate spread is the interest rate charged by banks on loans to prime customers minus the interest rate paid by commercial banks for demand, time, or savings deposits.

Interest Spread (Difference Between Interest Rate on Loans and Deposits) Unit 2009 2010 2011 2012 2013 2014 2015 2016 2017
Austria % 3.37% 3.55% 4.03% 4.38% 4.49% ...
Bulgaria % 7.26% 6.63% 6.63% 6.61% 6.83%
Czech Republic % 4.68% 4.38% 4.11% 3.94% 3.75%
Greece % 5.99% 3.41% 3.96% 4.96% ... ...
Hungary % 2.83% 2.73% 2.53% 2.67% 1.79%
Moldova % 6.87% 5.79% 5.07% 5.30% 2.18%
Poland % 7.78% 9.75% 6.58% 4.55% 2.37% ...
Romania % 5.83% 5.82% 5.97% 5.45% 4.88%
Russia % 4.02% 3.30% 3.88% 5.10% 6.52%
Serbia % -6.67% -8.05% -9.04% -8.02% -8.61% ... ...
Slovakia % 11.6% 11.4% 10.9% 9.29% 6.81% ...
Turkey % ... ... ... ... ... ... ... ... ...
Ukraine % 8.05% 5.43% 5.87% 5.62% 8.81%