Interest spread, which is the difference between interest rate on loans and deposits rose 1.76% to 4.68% in Romania in 2017, according to the National Central Bank.
Historically, interest spread, which is the difference between interest rate on loans and deposits in Romania reached an all time high of 43.9% in 1993 and an all time low of 4.60% in 2016. When compared to Romania's main peers, interest spread, which is the difference between interest rate on loans and deposits in Bulgaria amounted to 5.39%, 1.36% in Hungary, 4.59% in Moldova and 7.26% in Ukraine in 2017.
Romania has been ranked 59th within the group of 102 countries we follow in terms of interest spread, which is the difference between interest rate on loans and deposits, 2 places below the position seen 10 years ago.
Interest Spread (Difference Between Interest Rate on Loans and Deposits) | Unit | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
Austria | % | ... | 4.98% | ... | ... | ... | ... | ... | ... | |||||||||||||
Bulgaria | % | 6.22% | 5.39% | 4.94% | 4.52% | 4.32% | ... | |||||||||||||||
Czechia | % | 3.53% | 3.31% | 3.27% | 3.30% | 3.04% | ... | |||||||||||||||
Greece | % | ... | 6.81% | ... | ... | ... | ... | ... | ... | |||||||||||||
Hungary | % | 1.51% | 1.36% | 1.41% | 1.69% | 1.49% | ... | |||||||||||||||
Moldova | % | 3.55% | 4.59% | 4.36% | 3.65% | 4.35% | ... | |||||||||||||||
Poland | % | 1.75% | 3.86% | 3.86% | 3.91% | 3.41% | ||||||||||||||||
Romania | % | 4.60% | 4.68% | 5.50% | 5.38% | 4.56% | ... | |||||||||||||||
Russia | % | 5.63% | 4.70% | 3.50% | 3.35% | 3.01% | ... | |||||||||||||||
Serbia | % | ... | ... | ... | ... | ... | ... | ... | ||||||||||||||
Slovakia | % | 5.59% | ... | ... | ... | ... | ... | ... | ||||||||||||||
Turkey | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
Ukraine | % | 7.75% | 7.26% | 7.23% | 6.93% | 8.21% | ... |