Interest Spread rose to 4.68% in Romania in 2017

Interest Spread (%)
Banking | Romania | February 1, 2019
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Excel Sheet

Interest spread, which is the difference between interest rate on loans and deposits reached 4.68 % in 2017 in Romania, according to the National Central Bank. This is 1.81 % more than in the previous year.

Historically, interest spread, which is the difference between interest rate on loans and deposits in Romania reached an all time high of 33.4 % in 1994 and an all time low of 4.60 % in 2016. When compared to Romania's main peers, interest spread, which is the difference between interest rate on loans and deposits in Bulgaria amounted to 5.36 %, 1.36 % in Hungary, 4.59 % in Moldova and 7.26 % in Ukraine in 2017.

Romania has been ranked 45th within the group of 72 countries we follow in terms of interest spread, which is the difference between interest rate on loans and deposits, 11 places above the position seen 10 years ago.

Interest rate spread is the interest rate charged by banks on loans to prime customers minus the interest rate paid by commercial banks for demand, time, or savings deposits.

Interest Spread (Difference Between Interest Rate on Loans and Deposits) Unit 2009 2010 2011 2012 2013 2014 2015 2016 2017
Austria % 3.37% 3.55% 4.03% 4.38% 4.49% ...
Bulgaria % 7.26% 6.63% 6.63% 6.61% 6.83%
Czech Republic % 4.68% 4.38% 4.11% 3.94% 3.75%
Greece % 5.99% 3.41% 3.96% 4.96% ... ...
Hungary % 2.83% 2.73% 2.53% 2.67% 1.79%
Moldova % 6.87% 5.79% 5.07% 5.30% 2.18%
Poland % 7.78% 9.75% 6.58% 4.55% 2.37% ...
Romania % 5.83% 5.82% 5.97% 5.45% 4.88%
Russia % 4.02% 3.30% 3.88% 5.10% 6.52%
Serbia % -6.67% -8.05% -9.04% -8.02% -8.61% ... ...
Slovakia % 11.6% 11.4% 10.9% 9.29% 6.81% ...
Turkey % ... ... ... ... ... ... ... ... ...
Ukraine % 8.05% 5.43% 5.87% 5.62% 8.81%