Interest Yield on Outstanding Loans in Czechia

Average asset yield fell to 4.27% in the June 2022, up 2.42 bp when compared to the same period of last year. Banks charged on average 2.53% on mortgage loans (up 0.120 bp compared to last year's 2.41%), interest on consumer loans reached 8.22% (down 0.180 bp from 8.40%) and corporate loans were priced at 6.97% (up 4.34 bp) in the June 2022.

If we take a look at new business, new mortgages stood at 4.26% in the June 2022, 1.73 bp above the outstanding portfolio. New consumer loans were priced at 8.84% (0.620 bp above outstanding) and average interest rate on new corporate loans reached 8.46% (1.49 bp above the average portfolio).