J&T Banka's non-performing loans reached 8.21% of total loans at the end of 2022, down from 8.42% compared to the previous year. Historically, the NPL ratio hit an all time high of 14.1% in 2011 and an all time low of 2.35% in 2007.
Provision coverage amounted to 79.4% at the end of 2022, up from 54.0% compared to a year earlier.
The bank created loan loss provisions worth of 2.86% of average loans in 2022. That's compared to 1.47% of loans the bank put aside to its cost on average in the last five years.
Comparing J&T Banka with its closest peers, Ceska Sporitelna operated at the end of 2022 with NPL ratio of 1.90% and provision coverage of 117%, CSOB with 1.81% and 44.6% respectively and Komercni Banka had 2.34% of bad loans covered with 51.0% by provisions at the end of 2022.
You can see all the bank’s data at J&T Banka Profile, or you can download a report on the bank in the report section.
Helgi Library 
