Komercni Banka - Asset Quality

NPLs (As % Of Loans) & Provisions (As % Of NPLs)
Banking | Czech Republic | February 6, 2020
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Excel Sheet

Komercni Banka's non-performing loans reached 2.13% of total loans at the end of 2019-12-31, down from 2.71% compared to the previous year. Historically, the NPL ratio hit an all time high of 33.7% in 2000-12-31 and an all time low of 2.13% in 2019-12-31.

Provision coverage amounted to 58.5% at the end of 2019-12-31, down from 59.4% compared to a year earlier.

The bank created loan loss provisions worth of -0.150% of average loans in 2019-12-31. That's compared to -0.070% of loans the bank put aside to its cost on average in the last five years.

Comparing Komercni Banka with its closest peers, MONETA Money Bank operated at the end of 2019-12-31 with NPL ratio of 1.80% and provision coverage of 109%.

You can see all the bank’s data at Komercni Banka Profile, or you can download a report on the bank in the report section.

NPLs (As % Of Loans) Unit Mar 2018 Jun 2018 Sep 2018 Dec 2018 Mar 2019 Jun 2019 Sep 2019 Dec 2019
Air Bank % 0.448% 0.696% 1.89% 0.834% 0.870% ... ...
Banka Creditas % 10.9% 10.1% 10.8% 12.1% 9.82% ... ...
Ceska Sporitelna % 2.10% 1.90% 1.80% 1.80% 1.80% ... ...
Ceskomoravska Stavebni Sporitelna % 4.72% 4.59% 4.46% 4.38% 3.95% ... ...
CSOB % 2.88% 3.05% 3.06% 2.92% 2.39% ... ...
Equa Bank % 2.40% 2.32% 2.90% 2.83% 2.64% ... ...
Expobank Czech Republic % 6.70% 6.42% 5.96% 4.91% ... ... ...
Fio banka % 5.11% 4.21% 5.59% 9.99% 10.2% ... ...
Hypotecni Banka % 1.44% 1.36% 1.27% 1.20% 1.11% ... ...
Komercni Banka % 2.73% 2.77% 2.71% 2.53% 2.29%
Modra Pyramida Stavebni Sporitelna % 2.31% 2.14% 2.03% 1.91% 1.69% ... ...
MONETA Money Bank % 3.30% 3.00% 2.80% 2.00% 1.80%
Moravsky Penezni Ustav % 18.8% 19.1% ... ... ... ... ...
PPF Banka % 7.48% 7.60% 12.9% 11.3% 9.62% ... ...
Raiffeisenbank Czech Republic % 2.40% 2.41% 2.22% 2.21% 1.95% ... ...
Sberbank Czech Republic % 4.97% 4.76% 2.63% 2.60% 2.60% ... ...
Stavebni Sporitelna Ceske Sporitelny % 0.884% 0.834% ... ... ... ... ...
UniCredit Czech Republic % 3.06% 2.78% 2.67% 2.63% 2.51% ... ...
Wustenrot Hypotecni banka % 4.39% 4.77% 3.64% 3.61% 3.79% ... ...
Wustenrot Stavebni Sporitelna % 7.94% 8.26% 7.91% 8.03% 8.07% ... ...
AVERAGE % 4.48% 4.75% 4.66% 4.29% 4.32% 3.95% 2.08% 1.97%