Komercni Banka - Quarterly Cost of Risk

Cost of Risk vs. Interest Spread (%)
Banking | Czech Republic | February 10, 2021
$3.99
Excel Sheet

Komercni Banka's Cost of Risk (loan loss provisions as % of average loans) amounted to 1.34% in the fourth quarter of 2020, up from 1.21% when compared to the previous quarter.

Historically, the bank’s cost of risk reached an all time high of 4.03% in 3Q2014 and an all time low of 1.16% in 2Q2020. The average cost of risk in the last six quarters amounted to 1.25%.

On the other hand, interest spread ammounted to average asset yield was 2.52% in 4Q2020, down from 4.01% when compared to the same period last year. Cost of funding amounted to 0.878% in 4Q2020, down from 2.16%.

You can see all the bank’s data at Komercni Banka Profile, or you can download a report on the bank in the report section.

Provisions (As % Of Loans) Unit Sep 2008 Dec 2008 Mar 2009 Jun 2009 Sep 2009 Dec 2009 Mar 2010 Jun 2010 Sep 2010 Dec 2010 Mar 2011 Jun 2011 Sep 2011 Dec 2011 Mar 2012 Jun 2012 Sep 2012 Dec 2012 Mar 2013 Jun 2013 Sep 2013 Dec 2013 Mar 2014 Jun 2014 Sep 2014 Dec 2014 Mar 2015 Jun 2015 Sep 2015 Dec 2015 Mar 2016 Jun 2016 Sep 2016 Dec 2016 Mar 2017 Jun 2017 Sep 2017 Dec 2017 Mar 2018 Jun 2018 Sep 2018 Dec 2018 Mar 2019 Jun 2019 Sep 2019 Dec 2019 Mar 2020 Jun 2020 Sep 2020 Dec 2020
Air Bank % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ...
Banka Creditas % 2.40% 2.26% 2.48% 2.41% 2.98% ...
Ceska Sporitelna % 1.76% 1.72% 1.75% 1.80% 2.15% ...
Ceskomoravska Stavebni Sporitelna % 2.18% ... ... ... ... ... ...
CSOB % 1.15% 1.11% 1.04% 0.979% 0.947%
Equa Bank % ... ... ... ... ... ... ... ... ... ... ... ... ... 1.37% ... ... ... ... ... ...
Expobank Czech Republic % ... ... ... ... ... ... ...
Fio banka % ... ... ... ... ... ... ... ... ... ... ... ... ... ... 4.33% ... ... ... ... ... ...
Hypotecni Banka % 0.485% 0.443% 0.387% 0.362% 0.447% ...
Komercni Banka % 1.40% 1.37% 1.26% 1.17% 1.16%
Modra Pyramida Stavebni Sporitelna % 0.786% ... ... ... ... ... ...
MONETA Money Bank % 1.97% 1.96% 1.97% 2.27% 2.33%
PPF Banka % ... 3.16% ... ... ... ... ... ...
Raiffeisen Stavebni Sporitelna % 1.86% 1.80% 1.77% 2.26% 1.64% ...
Raiffeisenbank Czech Republic % 1.64% 1.53% 1.74% 1.77% 1.88% ...
Sberbank Czech Republic % 3.16% 2.54% 2.55% 2.63% 3.01% ...
Stavebni Sporitelna Ceske Sporitelny % 1.08% 0.243% 0.194% 1.00% 1.04% ...
Trinity Bank % 1.75% 1.59% 1.49% 0.977% 1.46% ...
UniCredit Czech Republic % 2.30% 2.28% 2.21% 2.48% 2.27% ...
Wustenrot Hypotecni banka % 1.21% 0.580% 0.901% 0.824% 0.839% ...
Wustenrot Stavebni Sporitelna % 6.13% 6.07% 5.50% 5.53% 6.09% ...
AVERAGE % 1.68% 1.76% 2.02% 2.12% 2.34% 2.51% 2.65% 2.64% 2.95% 2.98% 3.09% 3.01% 3.02% 3.03% 3.25% 2.88% 2.85% 2.78% 2.94% 3.03% 3.20% 3.24% 3.35% 3.23% 3.34% 3.49% 3.43% 3.14% 3.14% 2.98% 2.68% 2.57% 2.64% 2.52% 2.33% 2.32% 2.28% 2.16% 2.36% 2.24% 2.37% 2.37% 2.39% 2.11% 1.82% 1.80% 1.89% 2.02% 1.98% 1.62%