Komercni Banka - Quarterly Cost of Risk

Komercni Banka's Cost of Risk (loan loss provisions as % of average loans) amounted to 1.71% in the third quarter of 2020, up from 1.60% when compared to the previous quarter.

Historically, the bank’s cost of risk reached an all time high of 4.03% in 2Q2014 and an all time low of 1.47% in 1Q2020. The average cost of risk in the last six quarters amounted to 1.60%.

On the other hand, interest spread ammounted to average asset yield was 2.53% in 3Q2020, down from 3.74% when compared to the same period last year. Cost of funding amounted to 0.935% in 3Q2020, down from 1.94%.

When compared to bank's main peers, Ceska Sporitelna operated in the third quarter of 2020 with a cost of risk of 2.19% CSOB reached 0.951% and MONETA Money Bank some 2.52%.

You can see all the bank’s data at Komercni Banka Profile, or you can download a report on the bank in the report section.