Komercni Banka - Quarterly Interest Margin & Yields

Net Interest Margin & Interest Rates (%)
Banking | Czech Republic | February 6, 2020
$3.99
Excel Sheet

Komercni Banka's net interest margin amounted to 2.06% in the fourth quarter of 2019, up from 1.96% when compared to the previous quarter.

Historically, the bank’s net interest margin reached an all time high of 3.20% in 4Q2009 and an all time low of 1.96% in 3Q2019. The average margin in the last six quarters amounted to 2.07%.

Average asset yield was 4.01% in 4Q2019, up from 3.57% when compared to the same period last year. On the other hand, cost of funding amounted to 2.16% in 4Q2019, up from 1.52%.

When compared to bank's main peers, MONETA Money Bank operated in the fourth quarter of 2019 with a net interest margin of 3.59%.

You can see all the bank’s data at Komercni Banka Profile, or you can download a report on the bank in the report section.

Net Interest Margin Unit Mar 2018 Jun 2018 Sep 2018 Dec 2018 Mar 2019 Jun 2019 Sep 2019 Dec 2019
Air Bank % 2.37% 2.66% 2.82% 2.96% 3.04% ... ...
Banka Creditas % 2.26% 2.61% 2.53% 2.02% 2.17% ... ...
Ceska Sporitelna % 1.93% 1.99% 2.16% 1.99% 1.96% ... ...
Ceskomoravska Stavebni Sporitelna % 1.30% 1.32% 1.37% 1.44% 1.44% ... ...
CSOB % 1.62% 1.76% 2.00% 2.05% 1.89% ... ...
Equa Bank % 2.98% 3.04% 3.15% 3.16% 3.21% ... ...
Expobank Czech Republic % 1.64% 2.10% 2.25% 2.20% ... ... ...
Fio banka % 0.838% 1.19% 1.53% 1.51% 1.55% ... ...
Hypotecni Banka % 1.07% 1.23% 1.17% 1.10% 1.06% ... ...
Komercni Banka % 2.00% 2.06% 2.20% 2.15% 2.02%
Modra Pyramida Stavebni Sporitelna % 1.51% 1.45% 1.38% 1.37% 1.48% ... ...
MONETA Money Bank % 3.84% 4.00% 4.02% 3.79% 3.76%
Moravsky Penezni Ustav % 1.97% 2.36% ... ... ... ... ...
PPF Banka % 1.49% 1.63% 2.09% 1.84% 1.81% ... ...
Raiffeisen Stavebni Sporitelna % 1.45% 1.49% ... ... ... ... ...
Raiffeisenbank Czech Republic % 2.01% 2.10% 2.24% 2.35% 2.35% ... ...
Sberbank Czech Republic % 2.12% 2.24% 2.44% 2.39% 2.41% ... ...
Stavebni Sporitelna Ceske Sporitelny % 1.42% 1.58% ... ... ... ... ...
UniCredit Czech Republic % 1.60% 1.69% 1.88% 1.73% 1.50% ... ...
Wustenrot Hypotecni banka % 1.33% 1.22% 1.14% 1.18% 1.22% ... ...
Wustenrot Stavebni Sporitelna % 2.15% 2.21% 2.13% 2.27% 2.25% ... ...
AVERAGE % 1.88% 1.85% 2.00% 2.14% 2.08% 2.07% 2.80% 2.82%