Lexin FinTech - Quarterly Interest Margin & Yields

Net Interest Margin & Interest Rates (%)
Banking | China | September 05, 2019
$2.99
Excel Sheet

Lexin FinTech's net interest margin amounted to 4.62% in the second quarter of 2019, down from 5.45% when compared to the previous quarter.

Historically, the bank’s net interest margin reached an all time high of 15.2% in 2Q2018 and an all time low of 4.62% in 2Q2019. The average margin in the last six quarters amounted to 9.96%.

Average asset yield was 8.51% in 2Q2019, down from 21.7% when compared to the same period last year. On the other hand, cost of funding amounted to 6.48% in 2Q2019, down from 7.55%.

You can see all the bank’s data at Lexin FinTech Profile, or you can download a report on the bank in the report section.

Net Interest Margin Unit Sep 2017 Dec 2017 Mar 2018 Jun 2018 Sep 2018 Dec 2018 Mar 2019 Jun 2019
Lexin FinTech % ... 11.8% 13.2% 15.2% 12.0% 9.31%
Qudian % 17.9% 12.8% 16.1% 18.5% 17.0%
AVERAGE % 23.8% 14.9% 13.0% 15.6% 15.2% 13.2% 13.0% 11.2%