mBank - Asset Quality

NPLs (As % Of Loans) & Provisions (As % Of NPLs)
Banking | Poland | April 26, 2018
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Excel Sheet

mBank's non-performing loans reached 5.15% of total loans at the end of 2017, down from 5.36% when compared to the previous year. Historically, the NPL ratio hit an all time high of 18.7% in 2002 and an all time low of 2.26% in 2008.

Provision coverage amounted to 64.6% at the end of 2017, up from 62.1% compared to a year earlier.

The bank created loan loss provisions worth of 0.611% of average loans in 2017. That's compared to 0.609% of loans the bank put aside to its cost on average in the last five years.

When compared to bank's main peers, PKO BP operated at the end of 2017 with NPL ratio of 5.50% and provision coverage of 67.0%, Pekao SA with 5.74% and 66.8% respectively and ING Bank Slaski had 2.89% of bad loans covered with 66.7% by provisions at the end of 2017.

You can see all the bank’s data at mBank Profile, or you can download a report on the bank in the report section.