mBank's net interest margin amounted to 2.52% in 2018, up from 2.37% compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 2.52% in 2018 and an all time low of 0.886% in 2003. The average margin in the last five years amounted to 2.22%.
Average asset yield was 3.26% in 2018, up from 3.06% when compared to previous year. On the other hand, cost of funding amounted to 0.825% in 2018, up from 0.771%.
Comparing mBank with its closest peers, PKO BP operated in 2018 with a net interest margin of 3.01% in 2018, Pekao SA reached 2.65% and ING Bank Slaski some 2.81%.
You can see all the bank’s data at mBank Profile, or you can download a report on the bank in the report section.
| Net Interest Margin | Unit | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| Alior Bank | % | 4.51% | 4.27% | 4.41% | 4.28% | 3.85% | ... | ||
| Bank BGZ BNP Paribas | % | 2.89% | 2.78% | 2.93% | 2.69% | 2.65% | ... | ||
| Bank BPH | % | 3.50% | 2.91% | 2.89% | 2.65% | ... | ... | ... | |
| Bank Handlowy | % | 3.47% | 2.79% | 2.44% | 1.97% | 2.12% | |||
| Bank Millennium | % | 2.24% | 2.32% | 2.49% | 2.23% | 2.31% | |||
| Bank Ochrony Srodowiska | % | 1.75% | 1.57% | 1.52% | 1.29% | 1.48% | |||
| Bank Pocztowy | % | 3.69% | 3.36% | 3.55% | 3.44% | 3.78% | ... | ||
| DNB Bank Polska | % | 0.926% | 1.18% | 1.46% | 1.60% | 1.67% | ... | ||
| Eurobank Poland | % | ... | ... | 5.98% | 5.40% | 4.82% | 4.92% | ... | |
| Getin Holding | % | 1.24% | 5.16% | 4.30% | 2.68% | 3.43% | ... | ||
| Getin Noble Bank | % | 2.20% | 2.12% | 2.16% | 1.71% | 1.92% | ... | ||
| Idea Bank | % | ... | 1.92% | 3.15% | 3.00% | 2.26% | 3.09% | ... | |
| ING Bank Slaski | % | 2.77% | 2.10% | 1.85% | 2.03% | 2.61% | |||
| mBank | % | 1.94% | 1.61% | 1.93% | 2.08% | 2.20% | |||
| Pekao SA | % | 3.23% | 2.91% | 2.74% | 2.48% | 2.56% | |||
| PKO BP | % | 4.21% | 3.43% | 3.36% | 2.73% | 2.81% | |||
| Raiffeisen Bank Polska | % | 2.17% | 2.24% | 2.19% | 1.79% | 1.77% | ... | ||
| Santander Bank Polska | % | 3.84% | 3.95% | 3.32% | 3.14% | 3.29% | |||
| AVERAGE | % | 3.04% | 2.74% | 2.99% | 2.89% | 2.55% | 2.73% | 2.89% | 2.64% |
Helgi Analytics 
