mBank - Quarterly Capital & Liquidity

Capital Adequacy Ratio & Loans (As % Of Deposits)
Banking | Poland | August 14, 2019
$2.99
Excel Sheet

mBank's capital adequacy ratio reached 19.7% at the end of second quarter of 2019, down from 20.6% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 21.6% in 1Q2017 and an all time low of 14.7% in 4Q2014.

The Tier 1 ratio amounted to 16.7% at the end of second quarter of 2019, down from 17.1% compared to the same period of last year and down from 17.6% when compared to the the previous quarter.

Bank's loan to deposit ratio reached 91.0% at the end of 2Q2019, down from 91.6% when compared to the same period of last year.

When compared to bank's main peers, PKO BP ended the second quarter of 2019 with a capital adequacy ratio at 18.6% and loans to deposits of 93.5%.

You can see all the bank’s data at mBank Profile, or you can download a report on the bank in the report section.

Capital Adequacy Ratio Unit Sep 2017 Dec 2017 Mar 2018 Jun 2018 Sep 2018 Dec 2018 Mar 2019 Jun 2019
Alior Bank % 15.2% ... ... ... ... ... ...
Bank BGZ BNP Paribas % 13.8% ... ... ... ... ... ...
Bank Handlowy % 17.9% ... ... ... ... ... ...
Bank Millennium % 22.0% 24.1% 23.0% 22.6% 21.4%
Bank Ochrony Srodowiska % 15.1% 14.6% 14.9% 17.4% 17.3%
ING Bank Slaski % 16.7% 16.1% 15.2% 15.2% 15.6%
mBank % 21.0% 20.9% 20.1% 20.2% 20.7%
Pekao SA % 17.1% 17.1% 17.4% 17.0% 17.4%
PKO BP % 17.4% 17.8% 17.4% 18.4% 18.9%
Santander Bank Polska % 16.7% 16.7% 17.8% 17.6% 16.0%
AVERAGE % 16.7% 17.3% 18.2% 18.0% 18.4% 18.2% 18.6% 17.8%