mBank's capital adequacy ratio reached 21.0% at the end of fourth quarter of 2017, up from 20.5% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 21.6% in 1Q2017 and an all time low of 14.7% in 4Q2014.
The Tier 1 ratio amounted to 18.3% at the end of fourth quarter of 2017, up from 17.3% compared to the same period of last year and up from 17.8% when compared to the the previous quarter.
Bank's loan to deposit ratio reached 92.3% at the end of 4Q2017, up from 89.4% when compared to the same period of last year.
When compared to bank's main peers, PKO BP ended the fourth quarter of 2017 with a capital adequacy ratio at 17.4% and loans to deposits of 94.0%, Pekao SA with 17.1% and 87.5% respectively and ING Bank Slaski some 16.7% in terms of capital adequacy and 87.2% of loans to deposits at the end of the fourth quarter of 2017.