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mBank - Quarterly Cost of Risk

Cost of Risk vs. Interest Spread (%)
Banking | Poland | November 1, 2023
$3.99
Excel Sheet

mBank's Cost of Risk (loan loss provisions as % of total assets) amounted to 2.38% in the third quarter of 2023, down from 3.25% when compared to the previous quarter.

Historically, the bank’s cost of risk reached an all time high of 5.34% in 4Q2002 and an all time low of -1.34% in 4Q2001. The average cost of risk in the last six quarters amounted to 2.37%.

On the other hand, average asset yield was 7.00% in 3Q2023, up from 3.68% when compared to the same period last year. Cost of funding amounted to 3.02% in 3Q2023, up from 2.39%.

You can see all the bank’s data at mBank Profile, or you can download a report on the bank in the report section.