mBank - Quarterly Interest Margin & Yields

Net Interest Margin & Interest Rates (%)
Banking | Poland | August 14, 2019
$3.99
Excel Sheet

mBank's net interest margin amounted to 2.63% in the second quarter of 2019, up from 2.51% when compared to the previous quarter.

Historically, the bank’s net interest margin reached an all time high of 2.63% in 2Q2019 and an all time low of 1.73% in 2Q2006. The average margin in the last six quarters amounted to 2.52%.

Average asset yield was 3.33% in 2Q2019, up from 3.22% when compared to the same period last year. On the other hand, cost of funding amounted to 0.781% in 2Q2019, down from 0.812%.

When compared to bank's main peers, PKO BP operated in the second quarter of 2019 with a net interest margin of 3.10%.

You can see all the bank’s data at mBank Profile, or you can download a report on the bank in the report section.

Net Interest Margin Unit Sep 2017 Dec 2017 Mar 2018 Jun 2018 Sep 2018 Dec 2018 Mar 2019 Jun 2019
Alior Bank % 4.38% ... ... ... ... ... ...
Bank BGZ BNP Paribas % 2.63% ... ... ... ... ... ...
Bank Handlowy % 2.66% ... ... ... ... ... ...
Bank Millennium % 2.54% 2.42% 2.51% 2.63% 2.62%
Bank Ochrony Srodowiska % 1.89% 1.81% 1.93% 2.10% 2.23%
ING Bank Slaski % 2.88% 2.79% 2.85% 2.90% 2.89%
mBank % 2.50% 2.46% 2.50% 2.52% 2.53%
Pekao SA % 2.67% 2.62% 2.70% 2.74% 2.77%
PKO BP % 3.07% 2.99% 3.08% 3.13% 3.15%
Santander Bank Polska % 3.64% 3.58% 3.43% 3.29% 3.20%
AVERAGE % 2.89% 2.89% 2.67% 2.71% 2.76% 2.77% 2.69% 2.78%