MKB Bank's non-performing loans reached 6.10% of total loans at the end of 2017, down from 14.5% when compared to the previous year. Historically, the NPL ratio hit an all time high of 31.6% in 2014 and an all time low of 4.12% in 2007.
Provision coverage amounted to 72.1% at the end of 2017, up from 66.3% compared to a year earlier.
The bank created loan loss provisions worth of 1.12% of average loans in 2017. That's compared to 9.80% of loans the bank put aside to its cost on average in the last five years.
When compared to bank's main peers, OTP Group operated at the end of 2017 with NPL ratio of 9.20% and provision coverage of 99.3%.