Modra Pyramida Stavebni Sporitelna's capital adequacy ratio reached 20.4% at the end of fourth quarter of 2017, up from 14.2% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 20.4% in 4Q2017 and an all time low of 14.2% in 3Q2017.
The Tier 1 ratio amounted to 20.4% at the end of fourth quarter of 2017, up from 15.1% compared to the same period of last year and up from 14.2% when compared to the the previous quarter.
Bank's loan to deposit ratio reached 68.2% at the end of 4Q2017, up from 59.3% when compared to the same period of last year.
When compared to bank's main peers, Ceskomoravska Stavebni Sporitelna ended the fourth quarter of 2017 with a capital adequacy ratio at 20.5% and loans to deposits of 83.0%, Raiffeisen Stavebni Sporitelna with 16.0% and 68.0% respectively and Stavebni Sporitelna Ceske Sporitelny some 17.8% in terms of capital adequacy and 56.5% of loans to deposits at the end of the fourth quarter of 2017.