MONETA Money Bank - Asset Quality

NPLs (As % Of Loans) & Provisions (As % Of NPLs)
Banking | Czech Republic | August 14, 2019
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Excel Sheet

MONETA Money Bank's non-performing loans reached 1.80% of total loans at the end of 2019-06-30, down from 3.30% compared to the previous year. Historically, the NPL ratio hit an all time high of 18.6% in 2011-03-31 and an all time low of 1.80% in 2019-06-30.

Provision coverage amounted to 109% at the end of 2019-06-30, up from 93.4% compared to a year earlier.

The bank created loan loss provisions worth of 0.405% of average loans in 2019-06-30. That's compared to 0.403% of loans the bank put aside to its cost on average in the last five years.

Comparing MONETA Money Bank with its closest peers, Komercni Banka operated at the end of 2019-06-30 with NPL ratio of 2.30% and provision coverage of 59.9%.

You can see all the bank’s data at MONETA Money Bank Profile, or you can download a report on the bank in the report section.

NPLs (As % Of Loans) Unit Sep 2017 Dec 2017 Mar 2018 Jun 2018 Sep 2018 Dec 2018 Mar 2019 Jun 2019
Air Bank % 1.76% 0.277% 0.324% 0.353% ... ... ...
Banka Creditas % 9.76% ... ... ... ... ... ...
Ceska Sporitelna % 2.10% 2.00% 2.10% 1.90% ... ... ...
Ceskomoravska Stavebni Sporitelna % 2.24% ... ... ... ... ... ...
CSOB % 2.04% 2.03% 2.08% 2.29% ... ... ...
Equa Bank % 3.62% 2.23% 2.40% 2.32% ... ... ...
Expobank Czech Republic % 4.49% 1.20% 1.25% 1.17% ... ... ...
Fio banka % 12.1% 4.48% 5.11% 4.21% ... ... ...
Home Credit Group % 6.77% 8.20% 9.00% 8.86% ... ... ...
Hypotecni Banka % 1.65% 1.56% 1.44% 1.36% ... ... ...
Komercni Banka % 3.06% 2.85% 2.73% 2.77% 2.71%
Modra Pyramida Stavebni Sporitelna % 3.06% 2.39% 2.31% 2.14% ... ... ...
MONETA Money Bank % 4.10% 3.70% 3.30% 3.00% 2.80%
Moravsky Penezni Ustav % 26.4% 16.3% 18.8% 19.1% ... ... ...
PPF Banka % 13.8% 10.3% 12.2% 12.9% ... ... ...
Raiffeisen Stavebni Sporitelna % 2.95% ... ... ... ... ... ...
Raiffeisenbank Czech Republic % 2.53% 2.60% 2.35% 2.36% ... ... ...
Sberbank Czech Republic % 5.76% 6.67% 4.97% 4.76% ... ... ...
Stavebni Sporitelna Ceske Sporitelny % 2.03% 0.980% 0.884% 0.834% ... ... ...
UniCredit Czech Republic % 2.97% ... ... ... ... ... ...
Wustenrot Hypotecni banka % 2.46% ... ... ... ... ... ...
Wustenrot Stavebni Sporitelna % 3.99% ... ... ... ... ... ...
AVERAGE % 5.52% 5.44% 4.23% 4.46% 4.40% 2.76% 2.25% 2.05%