MONETA Money Bank - Quarterly Interest Margin & Yields

Net Interest Margin & Interest Rates (%)
Banking | Czech Republic | August 14, 2019
$3.99
Excel Sheet

MONETA Money Bank's net interest margin amounted to 3.76% in the second quarter of 2019, down from 3.79% when compared to the previous quarter.

Historically, the bank’s net interest margin reached an all time high of 7.49% in 4Q2004 and an all time low of 3.74% in 1Q2018. The average margin in the last six quarters amounted to 3.86%.

Average asset yield was 4.15% in 2Q2019, up from 4.03% when compared to the same period last year. On the other hand, cost of funding amounted to 0.442% in 2Q2019, up from 0.228%.

When compared to bank's main peers, Komercni Banka operated in the second quarter of 2019 with a net interest margin of 2.02%.

You can see all the bank’s data at MONETA Money Bank Profile, or you can download a report on the bank in the report section.

Net Interest Margin Unit Sep 2017 Dec 2017 Mar 2018 Jun 2018 Sep 2018 Dec 2018 Mar 2019 Jun 2019
Air Bank % 2.28% 2.19% 2.37% 2.66% ... ... ...
Banka Creditas % 1.60% 1.90% 2.26% 2.61% ... ... ...
Ceska Sporitelna % 2.04% 1.99% 1.93% 1.99% ... ... ...
Ceskomoravska Stavebni Sporitelna % 1.40% 1.33% 1.30% 1.32% ... ... ...
CSOB % 1.71% 1.72% 1.62% 1.76% ... ... ...
Equa Bank % 2.91% 2.94% 2.98% 3.04% ... ... ...
Expobank Czech Republic % 1.20% 1.41% 1.64% 2.10% ... ... ...
Fio banka % 0.765% 0.563% 0.838% 1.19% ... ... ...
Home Credit Group % 14.2% 14.0% 14.3% 14.5% ... ... ...
Hypotecni Banka % 1.32% 1.24% 1.07% 1.23% ... ... ...
Komercni Banka % 2.10% 2.07% 2.00% 2.06% 2.20%
Modra Pyramida Stavebni Sporitelna % 1.79% 1.46% 1.51% 1.45% ... ... ...
MONETA Money Bank % 3.90% 3.74% 3.84% 4.00% 4.02%
Moravsky Penezni Ustav % 1.48% 3.74% 1.97% 2.36% ... ... ...
PPF Banka % 1.22% 1.40% 1.49% 1.63% ... ... ...
Raiffeisen Stavebni Sporitelna % 1.35% 1.40% 1.45% 1.49% ... ... ...
Raiffeisenbank Czech Republic % 1.81% 2.06% 2.01% 2.10% ... ... ...
Sberbank Czech Republic % 2.00% 2.12% 2.12% 2.24% ... ... ...
Stavebni Sporitelna Ceske Sporitelny % 1.32% 1.23% 1.42% 1.58% ... ... ...
UniCredit Czech Republic % 1.52% 1.66% 1.60% 1.69% ... ... ...
Wustenrot Hypotecni banka % 1.42% 1.45% 1.33% 1.22% ... ... ...
Wustenrot Stavebni Sporitelna % 1.72% 1.96% 2.15% 2.21% ... ... ...
AVERAGE % 2.27% 2.32% 2.43% 2.42% 2.57% 3.11% 2.97% 2.89%