Moravsky Penezni Ustav - Asset Quality

NPLs (As % Of Loans) & Provisions (As % Of NPLs)
Banking | Czech Republic | May 9, 2018
$2.99
Excel Sheet

Moravsky Penezni Ustav's non-performing loans reached 26.4% of total loans at the end of 2017, up from 24.4% compared to the previous year. Historically, the NPL ratio hit an all time high of 39.4% in 2015 and an all time low of 2.23% in 2008.

Provision coverage amounted to 9.95% at the end of 2017, down from 12.1% compared to a year earlier.

The bank created loan loss provisions worth of 0.089% of average loans in 2017. That's compared to 1.94% of loans the bank put aside to its cost on average in the last five years.

Comparing Moravsky Penezni Ustav with its closest peers, Ceska Sporitelna operated at the end of 2017 with NPL ratio of 2.10% and provision coverage of 90.3%, CSOB with 2.04% and 58.3% respectively and Komercni Banka had 3.06% of bad loans covered with 61.7% by provisions at the end of 2017.

You can see all the bank’s data at Moravsky Penezni Ustav Profile, or you can download a report on the bank in the report section.

NPLs (As % Of Loans) Unit 2012 2013 2014 2015 2016 2017 2018 2019
Air Bank % 5.03% 5.55% 4.67% 4.17% 2.98% ...
Banka Creditas % 20.1% 20.0% 13.3% 11.9% 9.76% ...
Ceska Sporitelna % 4.87% 4.43% 3.82% 3.12% 2.10% ...
Ceskomoravska Stavebni Sporitelna % 2.90% 2.66% 2.67% 2.31% 2.24% ...
CSOB % 4.79% 4.19% 3.73% 3.03% 2.04% ...
Equa Bank % 2.04% 2.53% 3.01% 1.15% 1.47% ...
Expobank Czech Republic % 11.9% 3.44% 5.55% 6.47% 4.48% ...
Fio banka % 15.7% 13.5% 11.4% 9.94% 7.92% ...
Hypotecni Banka % 3.76% 5.24% 3.12% 2.32% 1.66% ...
J&T Banka % 8.99% 4.72% 10.2% 10.0% 10.7% ... ...
Komercni Banka % 5.60% 5.21% 4.20% 3.80% 3.06%
Modra Pyramida Stavebni Sporitelna % 3.99% 4.55% 4.99% 4.17% 2.61% ...
MONETA Money Bank % 14.8% 12.9% 11.7% 5.97% 4.10%
Moravsky Penezni Ustav % 32.7% 39.0% 39.4% 24.4% 26.4% ... ...
PPF Banka % 0.642% 8.26% 8.95% 7.63% 10.4% ...
Raiffeisen Stavebni Sporitelna % 3.36% 3.50% 3.90% 3.48% 2.95% ... ...
Raiffeisenbank Czech Republic % 6.74% 5.98% 4.68% 3.60% 2.46% ...
Sberbank Czech Republic % 7.94% 5.95% 5.19% 5.74% 5.43% ...
Stavebni Sporitelna Ceske Sporitelny % 4.81% 4.60% 2.59% 2.43% 2.03% ... ...
UniCredit Czech Republic % 4.83% 5.88% 5.06% 4.13% 3.42% ...
Wustenrot Hypotecni banka % 4.32% 4.62% 3.50% 3.77% 2.46% ...
Wustenrot Stavebni Sporitelna % 2.61% 3.16% 3.29% 3.65% 3.99% ...
AVERAGE % 7.64% 7.84% 7.72% 7.22% 5.78% 5.21% 3.93% 1.97%